OJCCPPGFBCMeanRank4.083.663.441.921.91, N200Chi-Square332.573df4Asymp. DAny time. BThe producer has no specific duties. According to the PPACA metal levels classification, if a health plan is expected to cover 90% of the cost for an average population, and the participants would cover the remaining 10%, what type of plan is that? B Lender. A consumer does not have to be a U.S. citizen or U.S. national to qualify for Medicaid or CHIP, or to enroll in a qualified health plan (QHP) through the Marketplace. Prior to ACA implementation, some states had taken action to mitigate gender inequality in health insurance. https://m.brainscape.com/flashcards/entire-exam-7983147/packs/13196627, A woman obtains health coverage through Marketplace on October 1. CMutual company. A woman obtains a health coverage through the Marketplace on October 1. D Insurance producer. Describe verbally the transformations that can be used to obtain the graph of ggg from the graph of fff, g(x)=2x2;f(x)=2xg(x)=2^{x-2} ; f(x)=2^x Starting April 1, 2021, consumers enrolling in Marketplace coverage through HealthCare.gov will be able to take advantage of these increased savings and lower costs. APregnancy may be covered with the insurer's special approval. A dependent is an individual who obtains health coverage through a spouse, parent,. B Policy Summary An employee is insured under her employers group life plan. You visit a new Mom & Pop caf that holds weekly drawings for free treats and prizes. Two weeks later she finds out that she is 3 months pregnant. If so, how many shares and how much is the cost? APolicy replacement Otherwise, they'll have to obtain coverage through a spouse, through the . Under the uniform required provisions, proof of loss under a health insurance policy normally should be filed within. the period of time during which accumulated money is converted into income payments. But although things are far better than they were just a few years ago, there have been some legal challenges that eroded some of the newfound access to contraceptive coverage. D20 hours, Nevada Life, Accident, Health Insurance Exam, AQA Biology paper 1 combined infection and re, Fundamentals of Financial Management, Concise Edition, Daniel F Viele, David H Marshall, Wayne W McManus, Donald E. Kieso, Jerry J. Weygandt, Terry D. Warfield. DC Health Link allows pregnant women to enroll in health coverage through the exchange year-round, with a special enrollment period triggered by the confirmation of the pregnancy by a health care provider. A Provider Refer to the Journal of Food Science (Feb. 2014) study of two numerical taste-test scales. The insured is hospitalized and sustains a $2500 bill. If an Indiana family has a low level of income and cannot afford health insurance, what program could help, the Indiana Children's Health Insurance Program. A Disclosure rule The Patient Protection and Affordable Care Act mandates that insurers provide coverage for adult children of the insured up to the age of D2 months after the effective date of the policy, How soon from the delivery of a Medicare Supplement policy may the insured return it for a full refund? In disability income insurance, the own occupation definition of disability applies. But in 2014, the Supreme Court ruled in a 5-4 decision that Hobby Lobby and other closely held corporations do not have to provide coverage for the FDA-approved contraceptives that Hobby Lobby deems abortifacients (emergency contraceptives, including Ella and Plan B, and intrauterine devices or IUDs). if paid by the individual, the premiums are tax deductible. DLinda. Biloxi credited Accounts Receivable for that amount. Investopedia, Healthcare Reform Self Funded | Geisinger Health Plan, Intermediary Guide to Wisconsin Insurance Law, Affordable Care Act Implementation FAQs Set 12 CMS, Im covered as a dependent under my parents plan and KFF, Chapter 58 North Carolina General Assembly, Indiana Family and Social Services Administration, Medicaid , Options for Individuals and Families Without Health Insurance , 58-50-5. B 6 To get covered for 2022, enroll in coverage offered on the marketplace between November 1st, 2021, and January 15th, 2022 in most states (some states have extended deadlines). return the application to the applicant for completion. Discuss with your class whether it is ethical for the restaurant to keep running this promotion. Which of the following is NOT the purpose of HIPAA? When an insurer offers services like preadmission testing, second opinions regarding surgery, and preventative care, which term would best apply? A woman obtains health coverage through the Marketplace on October 1. Required: A25% How must a replacing producer respond to an applicant wishing to replace existing life insurance? Which of the following is NOT specified under Rule 39, AIDS & HIV underwriting? A woman obtains health coverage through the Marketplace on October 1st. This feature is known as. Which of the following is true about the coverage for pregnancy? If found eligible during your pregnancy, youll be covered for. BAny children born to them after the inception of the contract. AComparisons with similar policies Women, health insurance, and the Affordable Care Act. DThe owner files for bankruptcy, Which of the following will be included in a policy summary? A life producer applying for a viatical settlement broker license may be exempt from the prelicensing education and examination requirement if the producer has held an active life license for at least how many years? What is the typical deductible for basic surgical expense insurance? Which of the following terms is used to describe a person, other than a viator, that enters into or effectuates a viatical settlement contract? You can actually stay with the same coverage through COBRA (which stands for Consolidated Omnibus Budget Reconciliation Act). A5 Which type of retirement account allows contributions to continue beyond age 70 1/2 and does not force distributions to start at age 70 1/2? D As long as the insurer remains in business, Which of the following is a generic consumer publication that explains life insurance in general terms in order to assist the applicant in the decision-making process? When filling out your application for Marketplace coverage, select the Learn more link when we ask if youre pregnant to read tips to help you best answer this question. Turning 26 and Special Enrollment When a young adult turns 26 and is dropped from their parent's plan, it triggers a special enrollment period. CMetal level classification BNon-medical daily care BCollateral assignment is given to the insurance company. Group: gLMS. What is the elimination period for Social Security disability benefits? If you want to keep your current Marketplace coverage, dont report your pregnancy to the Marketplace. Medicare Part A services do NOT include which of the following? A woman obtains a health coverage through the Marketplace on October 1. Pregnancy will be covered immediately An insured is covered under 2 group health plans - under his own and his spouse's. He had suffered a loss of $2,000. When she leaves her job, what will happen to her HSA? DNone of the above, Accident and health producers may qualify to sell continuous care coverage if they complete a minimum of how many hours of approved instruction in workers compensation and employer liability insurance? An insured pays a monthly premium of $100 for her health insurance. If you have Medicaid when you give birth, your newborn is automatically enrolled in Medicaid coverage, and theyll remain eligible for at least a year. Health coverage makes it easier to get the medical check-ups and screening tests to help keep both you and your baby healthy during pregnancy. A 60 year old participant in a 401(k) plan takes a distribution and rolls it over to an IRA within 60 days. Bob purchased a policy to provide coverage on himself, his wife Linda, and their two children, John and Kristen. D62, What is continuous care coverage in this state? BThe owner's spouse dies Sue has an HSA and is planning to leave her current job for a new job. Which is the appropriate action by the insurer if a prospective insured submitted an incomplete application? Under the Affordable Care Act, what percentage of preventive care must be covered without cost sharing? Which of the following is true about coverage for pregnancy? But things got significantly better in January 2014 when all new policies had to be fully ACA-compliant. What would be the duration of the grace period under her policy? If it appears they may be eligible, the Marketplace will transfer their application to the state Medicaid agency so it can make a final determination. This will not be covered by insurance because she has not met the conditions specified in the. Two weeks later she finds out that she is 3mon pregnant. AReciprocal association. Group = gLMS. Identify the journal (sales, cash receipts, purchases, cash payments, or general) in which each of the following transactions should be recorded. Depending on where and when you applied, you may qualify for: nn Marketplace health plans nn Help with the costs of monthly premiums nn A Special Enrollment Period that lets . With COBRA health insurance, you can keep the health insurance you had for 36 months after the qualifying event by paying 100% of the premiums associated with it, plus a small administrative fee. https://insurancemcq.blogspot.com/2020/10/a-woman-obtains-health-coverage-through.html. CAbsolute assignment is given to the viatical settlement company. D Be licensed as a life insurance producer. according to the ppaca rules, what percentage of health care costs will be covered under a bronze plan November 1 through January 1 when is the annual open enrollment for state insurance exchanges.. pregnancy will be covered immediately a woman obtains health coverage through the Marketplace on Oct1. AAbsolute assignment is given to the insurance company. Which of the following is NOT a metal level of coverage offered under the Patient Protection and Affordable Care Act? high-salaried employees with only a few years until retirement receive the highest contribution. Which of the following is true about coverage for pregnancy? ANumber of days of confinement covered Read about your data and privacy. Which of the following is TRUE about credit life insurance? The following are allowable exclusions of Medicare supplement insurance EXCEPT This past weekend, U.S. Senate Majority Leader Mitch McConnell announced that he was holding off a vote on the Better Care Act the replacement for the Affordable Care Act, aka Obamacare until. Under an extended term nonforfeiture option, the policy cash value is converted to, the same face amount as in the whole life policy. BPrimary and secondary beneficiary designations d. whether the company has Treasury stock. DNotify the insurer within 31 days in order for coverage to continue without any evidence of insurability. Enroll in coverage (excluding "catastrophic" coverage) through a Marketplace plan; Are not able to get affordable coverage through an eligible employer-sponsored plan that provides minimum value (see questions 11 and 12) Are not eligible for coverage through a government program, like Medicaid, Medicare, CHIP or TRICARE C To provide information about the issued policy Medicaid is the single largest source of health coverage in the United States. ALimited benefit coverage Through the Marketplace, you may qualify for a Special Enrollment Period if you have lost health coverage through your job in the last 60 days. There is nothing stopping her from acquiring coverage on her own through a marketplace. The provider network the insurance company . Obtain the annual reports (or annual report data) of five well-known companies. Which of the following is TRUE regarding variable annuities? the insured may choose to convert to term or permanent individual coverage. C26. An organization that operates on a lodge system and provides a formal life insurance plan to its members is classified as a BTerminally ill insured. Which of the following applies to partial disability benefits? Which of the following is true about coverage for pregnancy? B Purchaser Consumers applying . Which of the following individuals will be eligible for coverage on the Health Insurance Marketplace? Will my parents plan cover my baby after hes born? The insurer deducts the unpaid premium amount from the claim amount and pays the insured the difference. AViatical settlement purchaser And for 2023, average benchmark premiums have increased by about 4%. For more, https://www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/compliance-assistance-guide.pdf. 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